The Best Insurance For Freelancers
Liability Insurance One of the most important types of insurance for freelancers is liability insurance. This insurance comes in two forms: professional and general. Professional liability insurance covers you in case you make a mistake in your business. It helps if someone sues you for that error, and that whatsmind can also cover delivering work after the deadline and other issues. You may be lucky, and your clients may never sue you. However, you want to prepare for the worst. Disability Insurance You may not think to ask this question, but you should consider, “ do I need long-term disability insurance ?” Having disability insurance can cover you in case you get really sick while working. This type of insurance lasts for years and may cover you through retirement. On the other hand, short-term disability insurance can cover you for an injury or illness that lasts a few months. Disability insurance for freelancers means you can still earn an income even when you can’t work. Healt